“Bridging finance will help you access your profits quickly and take advantage of new opportunities.”

“We offer the lowest rates countrywide, guaranteed! 2.8% per month.”

“To find Out If You Qualify For Bridging Finance, Please Complete The Form On The Bottom of The Page!”

Did you know that after selling your home it usually takes 3 months before you see any of the profits? Same goes with any type of property that you might own whether it is residential, commercial, industrial or agricultural you will always have to wait for the transfer to take place before you are granted access to the proceeds of the sale.

In the meantime you are stuck with bills that need your attention such as a deposit on your new home or property, transfer fees, estate agent commissions or conveyance attorneys. These types of expenses cannot always wait for 3 months, they have to be paid right away!

We offer the following Bridging Finance Service:

1. PROCEED ON THE SALE OF PROPERTY

2. TRANSFER FEES

3. RATES & TAXES

4. ADVANCE ON A 2ND BOND

5. ESTATE AGENTS COMMISSION

Please make sure deed of sale is available before applying!

“Please apply using the form at the bottom form the page!”

Bridging finance is a short term loan that is secured against a future income and is widely used to overcome obstacles presented by time delays however there are other advantages with using this type of loan:

• Pay back debts that are due.
• Improve your cash flow!
• Unlock equity in your property or movable assets.
• Take advantage of new opportunities.
• Finance your approved property developments.
• Expand your sales by negotiating better deals with your suppliers.
• Overcome deposit shortfall on a new property.
• Invoice bridging (if you have sold goods to a client and are only expected to receive the funds in 60 days, invoice bridging can ensure you get your money right away.)

Bridge financing is a method of financing, used to maintain liquidity while waiting for an anticipated and reasonably expected inflow of cash.It is the quickest type of loan and usually takes between 24 -48 hours from application to be approved.

So by now you are probably asking yourself, am I eligible for bridging finance and how much will I qualify for?

When your property is sold, and after we have received certain specified information, Smartbridge will advance up to 80% of the surplus available to you. This is at a competitive rate of only R1.00 per R1000.00 per day (that is 0.1% per day = 2.98% per month) and a negotiable once-off fee. The surplus is the cash available to you after the settlement of all your transfer liabilities.

So how much does it cost you ask?

Well, usually the interest rate for bridging finance loans are higher than most personal loans as they are short term loans HOWEVER bridging finance loans are usually approved and made available to you within 24 to 48 hours from the application. These loans are approved very quickly and may be your only option to accessing your profits quickly!